Services & Transparent Pricing
Every service priced clearly. No percentage-based fees. No hidden charges.
We believe you should know exactly what you're paying for pension management services before any work begins. All prices shown below are final fees in euros.
No surprises. No percentage calculations that grow as your portfolio grows. No ongoing charges unless you choose ongoing services.
One-Time Services
Complete Pension Review
We conduct a comprehensive analysis of your current pension situation. This includes reviewing all fund holdings, analyzing fee structures, assessing risk levels, and evaluating whether your current strategy aligns with your retirement needs.
You receive a detailed written report in clear language, plus a 90-minute recorded video consultation where we walk through every finding and answer all your questions.
What's included:
- Complete portfolio analysis
- Fee structure assessment
- Risk evaluation
- Written report in plain language
- 90-minute recorded consultation
- Specific recommendations
€485
Drawdown Strategy Planning
How much can you safely withdraw each month or year without risking depletion? We create a personalized drawdown strategy based on your specific circumstances, lifestyle needs, and pension size.
This service includes stress-testing your strategy against various market scenarios, inflation rates, and longevity assumptions. You'll understand not just how much you can withdraw, but why that number is sustainable.
What's included:
- Personalized withdrawal rate calculation
- Multiple scenario modeling
- Inflation adjustment planning
- Tax-efficient withdrawal sequencing
- Written strategy document
- 60-minute consultation
€625
Fee Reduction Audit
Many pension holders pay 1.5% to 2.5% in combined annual fees without realizing it. Over a 20-year retirement, excessive fees can cost tens of thousands of euros.
We audit every fee you're currently paying, then work to reduce them through fund restructuring, provider negotiation, or strategic reallocation. Our clients typically save €1,200 to €3,400 annually.
What's included:
- Complete fee analysis across all holdings
- Identification of hidden charges
- Restructuring recommendations
- Provider negotiation support
- Projected lifetime savings calculation
€340
Beneficiary & Estate Planning
Ensure your pension assets transfer according to your wishes with optimized tax treatment. We coordinate with your solicitor to create clear documentation that protects your family's interests.
This service addresses the intersection of pension rules, inheritance tax, and estate planning specific to Irish regulations.
What's included:
- Beneficiary designation review
- Tax optimization strategies
- Coordination with your solicitor
- Documentation preparation
- ARF inheritance planning
€560
Ongoing Service
Ongoing Fund Management
Quarterly reviews of your pension funds with active adjustments based on performance, market conditions, and your changing circumstances. Think of this as having a pension manager who works for you, not for fund providers.
Each quarter, we review your portfolio, make necessary adjustments, and send you a plain-language report explaining what changed and why. You also get priority access to our advisory team whenever questions arise between quarterly reviews.
What's included:
- Quarterly portfolio review and rebalancing
- Active fund performance monitoring
- Regular reports in plain language
- Priority advisory access
- Annual strategy reassessment
- No long-term contract required
€195 per quarter
Billed quarterly. Cancel anytime with 30 days notice.
All services include clear explanations in plain language, never financial jargon
Why Fixed Pricing Matters
Traditional financial advisors often charge 1% to 1.5% of assets under management annually. For someone with a €400,000 pension, that's €4,000 to €6,000 per year, every year.
Our fixed pricing means you pay for the work performed, not a percentage of your portfolio. A comprehensive review costs €485 whether your pension is €200,000 or €800,000.
This structure eliminates the incentive to recommend strategies that grow our fees rather than serving your interests.
Not Sure Which Service You Need?
Tell us about your situation and we'll recommend the most appropriate starting point. No obligation to proceed.